Accidents can happen, even to the most experienced fitters. And your customers will expect to see evidence that you have cover in place. That's why it's essential to have Public Liability Insurance as part of your Tradesman Insurance Policy.

Public Liability Insurance covers you in the event that a third party suffers injury or property damage as a result of your work.

For example, if you accidentally damage a customer's existing pipework while installing a new bathroom suite, your Public Liability Insurance would cover the cost of repairing the damage.

As a kitchen and bathroom fitter, your tools are essential for your work. But things can go wrong, for example having your router damaged or stolen on site will spell delays, inconvenience – and will be costly.

With the Tools Cover in our Tradesman Insurance Policy, you'll be able to get back to work quickly without worrying about the cost of replacing your essential equipment.

We even offer the option to cover tools while in your vehicle overnight (with some perfectly reasonable conditions such as not leaving them in plain view). It’s worth reading our Terms and Conditions so that you can understand the various options and get the right cover for you.

Our Personal Accident cover is designed to protect you financially in the event of an accident or injury.

This coverage protects you if an employee is injured or becomes ill as a result of their work for you.

For example, if one of your employees is injured while installing a new bathroom suite, Employers Liability Insurance would provide cover for their medical expenses and any compensation they may be entitled to.

Professional Indemnity Insurance is designed to cover you in the event of a claim against you for an error or omission in your work.

For example, if somebody else follows your designs and plans, and that advice is later found to be negligent - Professional Indemnity Insurance would cover the cost of your legal defence and compensation payments.

Contract Works (sometimes referred to as Contractor All Risk Insurance) provides coverage for loss or damage to materials, equipment, or temporary buildings during construction or renovation projects. As a kitchen and bathroom fitter, you may be required to work in various locations, often with valuable materials and equipment. Contract Works Insurance ensures that you're covered if something unexpected happens on the job site.

At City Plumbing Insurance Services, we know how important it is for you to get the right Tradesman Insurance Policy that meets your specific needs. If you have any questions or require further assistance, don't hesitate to contact us. Our knowledgeable team is always here to help you customise your Tradesman Insurance Policy and protect your business.