Tradesman Insurance for HVAC Engineers

HVAC Banner - trade insurance at City Plumbing
At City Plumbing Insurance Services, we understand the unique risks that HVAC (Heating, Ventilation, and Air Conditioning) businesses face on a daily basis.
Our HVAC Insurance Policies are specifically tailored to meet the needs of HVAC contractors and technicians like you.
With comprehensive coverage and a range of benefits, our policies protect your business and provide peace of mind.
Protect Your Business
How it Works

Key Coverage for HVAC Fitters:

HVAC Liability Insurance
As a HVAC contractor or technician, you are exposed to potential risks while providing your services.
Accidental damage to property or injury to third parties can result in significant financial liabilities.
Our HVAC Insurance Policies include Employers, Public and Product Liability insurance.
Public and Product Liability for HVAC Installers
You work at commercial premises and in people’s homes.
You come into contact with members of the public on a daily basis. In the event that a member of the public makes a claim against you, Public Liability can protect you from costs.
Our HVAC engineers insurance also includes Products Liability.
Employers Liability Insurance
Where you have anyone working for you – even part time or casual work – you are required by law to have Employers Liability in place.
It protects the business in the event of a claim made by a worker that they have been injured as a result of their work with you.
HVAC Professional Indemnity Insurance
As a HVAC professional, you will sometimes offer your advice to customers with regards to solving issues onsite relating to the installation or servicing of HVAC equipment.
Where you are deemed to be the ‘expert on site’ you have the potential liability where someone claims you have provided incorrect professional services, advice, or designs.
Tools Insurance
We offer a range of options when it comes to insurance in the event that your tools are damaged or stolen.
You can choose to insure your tools during working hours, or for 24 hours a day. Cover can also be provided where tools are left in a vehicle over night (provided the vehicle is secured and the tools are out of sight).
Tool insurance is really important so it’s worth reading our T&C’s so that you know you’ve got the right cover in place.
Own Plant Cover
If you’ve invested in your own plant and equipment, it makes sense to protect it.
No matter how secure a site is, plant is attractive to thieves. Own Plant Insurance pays you if your own plant, such as cement mixers, generators, trailers and the like are damaged or stolen.
Hired In Plant Insurance
Most tradesmen need to hire in specialist equipment from time to time. And as you’ll know, the hirer will almost always need insurance cover to be in place.
You can often buy at point of rental – but it can be very expensive. Talking out cover as part of your HVAC insurance means you can simply show them that cover is already in place.
This content has been created for general information purposes and should not be taken as advice. Make sure you have the right level of insurance by checking your policy documentation for details along with full terms and conditions at the time of quotation.

Why Protect your Business with City Plumbing Insurance Services:

Spread the cost of payments with no interest fees (where available)
No admin fees charged for changing details of cover during the policy period
Flexible cover – you can choose the indemnity limits and a range of optional covers
Add additional trades to ensure you’re covered for your full range of activities.

Online Convenience with City Plumbing Insurance Services HVAC Insurance Policy

At City Plumbing Insurance Services, we have streamlined the process of purchasing your HVAC Insurance Policy online, saving you valuable time and unnecessary hassle. Once you have successfully secured your policy, you will have the convenience of accessing your policy documents anytime, anywhere through our user-friendly website.
We understand that your insurance needs may evolve throughout the year, which is why we offer the flexibility to make necessary changes to your policy. Whether you need to increase coverage for Public Liability or add tools cover, managing your insurance has never been easier or more convenient.
Don't delay until it's too late. Protect yourself, your business, and your future by choosing City Plumbing Insurance Services Tradesman Insurance Policy. Take action and purchase your coverage today, ensuring peace of mind.
Online Convenience with City Plumbing's HVAC Insurance Policy
How to Make a Claim

Markel Policy

If you want to make a claim under this policy (excluding the legal expenses section of cover), contact us by;
  • Writing to our claims team at Markel (UK) Limited, Verity House, 6 Canal Wharf, Leeds LS11 5AS
  • Emailing our claims team -
and quote your policy number and the name of the policyholder. If you wish to discuss a claim please phone 0345 355 2277.
How to make a claim under the legal expenses section of cover
Contact us by phoning our advice line on 0333 2342 046

Kingsbridge / Admiral Policy

Should you receive notification of a claim or feel that you may have a claim against the policy then you should contact Kingsbridge Contractor Insurance immediately:
  • Telephone: 01242 802531
  • Email:
The basis of cover for each section is different, and to ensure you are entitled to indemnity you must not delay notification.
Failure to notify a possible claim could invalidate your entitlement to indemnity and leave you exposed to financial loss.
You should not make any admission of liability at any time as this could prejudice the Insurer’s position.

Want to find out about another trade insurance?

Kitchen & Bathroom Fitter
Gas Engineer
HVAC Engineer
Solar Panel Installer
City Plumbing Insurance Services is a trading style of JM Glendinning (Insurance Brokers) Limited which is authorised and regulated by the Financial Conduct Authority (FRN 116687). JM Glendinning (Insurance Brokers) Limited is registered in England & Wales (company no. 1079593) at Elmwood House, Ghyll Royd, Guiseley, Leeds, LS20 9LT.

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