3.1 The Offer is open only to new customer accounts opened with the Promoter during the promotional period.
3.2 The Offer is open to UK residents aged 18 years or over.
3.3 Unless the Promoter expressly agrees otherwise in writing, the following are excluded from participation:
(a) existing credit account customers opening an additional credit account;
(b) existing cash account customers opening an additional cash account;
(c) public sector organisations or housing associations;
(d) businesses employing more than fifteen (15) employees;
(e) national or regional house builder companies and/or contractors;
(f) any current employees of Highbourne Group Limited or any member of its group, and their immediate family members;
(g) public sector or housing association employees; and
(h) employees of any agencies, suppliers or other third parties professionally connected with the Promotion, including their families or agents.
3.4 All accounts, purchases and eligibility are subject to verification by the Promoter, whose decision shall be final and binding.